Financial Tips

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Enhanced Standards for Public Records

Enhanced Standards for Public Records on Credit Reports (and What It Means for Lenders)

Recently, the credit bureaus released a statement that they will be implementing “enhanced standards for public records”. But what does that mean for lenders? With these “enhanced standards” as part of their National Consumer Assistance Plan (NCAP), TransUnion, Experian, and Equifax appear to be taking aggressive measures to ensure compliance with the Fair Credit Reporting Act (FCRA). According to the credit bureaus’ press release CDIA public statement: The new standards will apply to new and existing public record data on their respective credit reporting databases

money mistake getting smacked

6 Steps for Admitting a Money Mistake to Your Partner without Getting Smacked*

*Editor’s note: Joking about “getting smacked” for a money mistake is one thing, but domestic violence should always be taken seriously. If you think you or someone you know might be the victim of physical or emotional abuse — male or female — please visit http://www.thehotline.org. In this article, we address a very common relationship problem: figuring out how and when to come clean to your spouse or partner and apologize for making a money mistake. Money mistakes happen even to the

Everyone should start a business

Everyone should start a business in their life…

Tonight i want to talk about the life of a business owner and why I believe everyone should start a business at some point in their lives. First, you never really know what you are getting yourself into until you just dive in and get started. There is so much more to it than you could ever imagine, but it is defiantly worth it. When you get started, there is not enough money but not enough employees. No one takes you