Platforms to Fuel Alternative Finance Market

The alternative source funding is the new buzz making word of the financial sector. As we know today various financial instruments are laid just in order to simplify the borrowing and lending transactions in order to further enhance the growth of the business. In recent years, the alternative source of funding has become a very popular. Especially, after the global financial crisis of 2008 which was even worse hit than the Great Depression of the 1930s, when the banks had stopped

Enhanced Standards for Public Records

Enhanced Standards for Public Records on Credit Reports (and What It Means for Lenders)

Recently, the credit bureaus released a statement that they will be implementing “enhanced standards for public records”. But what does that mean for lenders? With these “enhanced standards” as part of their National Consumer Assistance Plan (NCAP), TransUnion, Experian, and Equifax appear to be taking aggressive measures to ensure compliance with the Fair Credit Reporting Act (FCRA). According to the credit bureaus’ press release CDIA public statement: The new standards will apply to new and existing public record data on their respective credit reporting databases


White List

How to whitelist an email address with Gmail, or Yahoo! Mail A lot of the content is taken from  We could not have said it better ourselves!To ensure that you receive emails from it is important to whitelist the domain. If not you may be missing some important information on the .With sites like Gmail, or Yahoo! Mail, who are you going to call?You can get the email you want by whitelisting an email address with Gmail,

money mistake getting smacked

6 Steps for Admitting a Money Mistake to Your Partner without Getting Smacked*

*Editor’s note: Joking about “getting smacked” for a money mistake is one thing, but domestic violence should always be taken seriously. If you think you or someone you know might be the victim of physical or emotional abuse — male or female — please visit In this article, we address a very common relationship problem: figuring out how and when to come clean to your spouse or partner and apologize for making a money mistake. Money mistakes happen even to the


Should I use my tax returns to pay off old collection debt?

Many consumers believe that paying off collections is the best way to improve their credit when in reality paying off collection will almost always HURT your credit scores. When you pay a collection or make a payment on a collection you update the Statue of Limitations or SOL. The SOL determines the amount of time a creditor or collection company can attempt to collection a debt. When a payment is made on a collection account the Date of Last Activity


What to do if you know are going to be late on a bill

Sometime you KNOW that you are going to be late on a bill. It might be for your cell phone or your credit card, but the day might come where you just don’t have the money to get all those pesky bills paid in a month. There are many monthly bills you pay which don’t report to the credit bureaus. These include utility payments such as electric and water, cell phone bills, car insurance, rent unless specified that it is being report,


8 tips to improve your credit scores

I was talking to someone today about credit cards and the right number to have and how to use them to maximize yours scores and I forget that most people do not know this stuff. Its not like it is taught in school, so i will go over 8 basic tips.There is no such thing as having to many open accounts or trade lines. Anyone who says that you have too many credit cards is lying to you. Having a good

Everyone should start a business

Everyone should start a business in their life…

Tonight i want to talk about the life of a business owner and why I believe everyone should start a business at some point in their lives. First, you never really know what you are getting yourself into until you just dive in and get started. There is so much more to it than you could ever imagine, but it is defiantly worth it. When you get started, there is not enough money but not enough employees. No one takes you